Rates are current as of December 3, 2024
Term Certificates
| Term |
Maturity* |
Yield |
Treasury Rates |
| 30 Day |
1/2/2025 |
4.59% |
4.56% |
| 60 Day |
2/1/2025 |
4.47% |
4.47% |
| 90 Day |
3/3/2025 |
4.46% |
4.46% |
| 120 Day |
4/2/2025 |
4.50% |
4.47% |
| 150 Day |
5/2/2025 |
4.45% |
4.44% |
| 180 Day |
6/1/2025 |
4.39% |
4.41% |
| 270 Day |
8/30/2025 |
4.32% |
4.33% |
| 1.0 Year |
12/3/2025 |
4.29% |
4.25% |
| 1.5 Year |
6/3/2026 |
4.19% |
4.20% |
| 2.0 Year |
12/3/2026 |
4.15% |
4.16% |
| 2.5 Year |
6/3/2027 |
4.14% |
4.13% |
| 3.0 Year |
12/3/2027 |
4.13% |
4.11% |
| 4.0 Year |
12/3/2028 |
4.09% |
4.09% |
| 5.0 Year |
12/3/2029 |
4.06% |
4.07% |
Variable Rate Investments
| Term |
Description |
Maturity* |
Rate |
| 90 Day |
FFE – 5bps |
3/3/2025 |
4.53% |
| 0.5 Year |
FFE + 0bps |
6/3/2025 |
4.58% |
| 1.0 Year |
FFE + 3bps |
12/3/2025 |
4.61% |
| 1.5 Year |
FFE + 4bps |
6/3/2026 |
4.62% |
| 2.0 Year |
FFE + 5bps |
12/3/2026 |
4.63% |
Fixed Rate Loans
| Term |
Maturity* |
Rate |
| 30 Day |
1/2/2025 |
5.14% |
| 90 Day |
3/3/2025 |
5.16% |
| 180 Day |
6/1/2025 |
5.24% |
| 1.0 Year |
12/3/2025 |
5.39% |
| 2.0 Year |
12/3/2026 |
5.50% |
All loan advances will be applied against established line of credit.
Membership Accounts
| Account |
Rate |
| Perpetual Contributed Capital |
|
| Previous Month |
5.75% |
| Current Month |
|
| Membership Deposit Shares |
|
| Previous Month |
5.50% |
| Current Month |
|
The Perpetual Contributed Capital and Membership Deposit Shares rates are declared for each month in the last week of the month. Until such time as the rate declaration is made, the Current Month fields for both membership options will not report a rate.
Previous Day Rate Information
| Account |
Rate |
| Managed Liquidity |
|
| Tier 1 | $100,000 - $499,999.99 |
4.50% |
| Tier 2 | $500,000 - $9,999,999.99 |
4.65% |
| Tier 3 | $10,000,000 and up |
4.75% |
| Cash Management |
1.00% |
| Overnight Loan Rate |
5.25% |
Previous Month Rate Information
| Account |
Rate |
| Average Managed Liquidity |
|
| Tier 1 | $100,000 - $499,999.99 |
4.57% |
| Tier 2 | $500,000 - $9,999,999.99 |
4.72% |
| Tier 3 | $10,000,000.00 and up |
4.82% |
| Average Cash Management |
1.07% |
All rates are indication only.
*Maturity date will adjust to next business day for holidays and weekends.
AIM Analyst
Please click here to speak with an AIM Analyst about specific investment/borrowing needs.
Structured Offerings
Millennium Corporate currently has the following Structured Offerings available for purchase. Click on the headers below for investment details for each. To purchase, please contact an AIM Financial Analyst by emailing aim@millenniumcorporate.org or by calling 800.721.2677 and asking to speak with an AIM Analyst.
There are no offerings currently available.
Thank you for visiting the SimpliCD Rates Page. Rates are now available on the AIM website – www.aimcusolutions.org – secured in the AIM Portal. Access to the AIM Portal is easy to get. Follow the link to the AIM website and click Sign up for the AIM Portal now!
Follow the on-page instructions to register for an AIM Portal login. Once notified via email that the registration is complete, simply navigate to SimpliCD Offerings for rate information. You can also request access to SimpliCD Online by clicking HERE.
Please direct all rate inquiries and questions to our AIM team – aim@aimcusolutions.org | 855.882.8474.
AIM Economic BriefMarket Rates are updated daily. Rates are current as of December 3, 2024.
Key Rates
| Fed Funds Effective |
4.580% |
| Fed Funds Target |
4.750% |
| Prime Rate |
7.750% |
| 11th District Cost of Funds |
3.834% |
| 1 Month Libor |
4.960% |
| 3 Month Libor |
4.854% |
| Secured Overnight Financing Rate (SOFR) |
4.640% |
| Sterling Overnight Index Average (SONIA) |
4.700% |
| Gold Futures |
2,646 |
| Oil Futures |
68.990 |
| Unemployment Rate |
4.100% |
| Gross Domestic Product (GDP) |
1.900% |
| Consumer Price Index (CPI) |
2.600% |
| Next FOMC Meeting |
December 18, 2024 |
| |
Treasury Rates
| 6 Month |
4.31 |
| 1 Year |
4.23 |
| 2 Year |
4.15 |
| 5 Year |
4.07 |
| 10 Year |
4.18 |
| 30 Year |
4.36 |
| |
Stock Market
| Dow Jones Industrial Average (DJIA) |
44,710 |
| S&P 500 Index |
6,042 |
| Nasdaq Composite Index |
19,406 |
| |
Please contact an AIM Analyst with questions or needs at 800.721.2677 or email aim@millenniumcorporate.org.